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A moment that changed lives

SM scholars recall the beginning of their SM scholar journey

Some moments fade with time, and certain experiences leave an indelible mark, shaping not just our paths but our very identities. For Atty. Marmie Deniega and Amanda Hora, the SM scholarship application wasn't just a gateway to education; it was the moment that shaped the life they live today.


The first to obtain a degree in the family


A family legacy, SM scholar Amanda Hora becomes the first in her family to earn a degree.


Amanda’s unforgettable story as an SM scholar began when she stumbled upon a Facebook post about the SM scholarship application.


“It has always been my dream to pursue a quality education without the burden of tuition expenses. I enrolled in a university in Senior High School because of a scholarship, and I know that the only way to continue my college years at the same university is to obtain another full scholarship. That is why I never hesitated to apply for the SM scholarship, hoping to be accepted,” she said. 


In the quiet hours of the night several years back, an email from the SM Foundation lit up her phone’s screen, informing her that she had been selected for their scholarship program.


The acceptance was a mark that she was a few steps away from fulfilling another goal: “I pursued college because I wanted to become the first in our family to get a college degree.”


“My parents did not finish their studies due to financial difficulties, but they’ve always been supportive of my dreams and aspirations. Also, I believe in the importance of quality education. It is something that nobody can take away,” she added.


Amanda snaps a photo with her family as she graduated cum laude with a degree in BS accountancy in 2023.


The scholarship opened doors throughout her college years. Beyond the academic realm, she had the opportunities to join competitions, intern at prestigious firms, and build a network that extended far beyond the classroom. 


She shared: “As a scholar, the foundation’s programs and webinars allowed me to hear inspiring stories from other scholars, mentoring and motivating us to pursue our goals. When COVID-19 affected the country and whenever there were calamities, the SM Foundation looked after us. They provided us with tools that are essential for remote learning. It made me feel that I am part of a bigger family and that I am not alone in this journey.”


These experiences paved academic and personal growth. As she graduated cum laude with a degree in BS accountancy in 2023, she aims to contribute to the community by creating a ripple effect of kindness.


“I would use my knowledge to find ways to provide livelihood programs, especially in areas or communities where it is much needed. I would also advocate for financial literacy to help people effectively manage their finances and build resilience, especially during unpredictable life events. I would also use my story to inspire the youth, especially the current and future scholars, and remind them to never give up on their dreams,” she shared.


Scholar makes an impact on the community


Atty. Marmie Deniega (fifth from left) with her colleagues from IBP-Cebu Chapter.


Much like Amanda is CPA-lawyer Marmie Dyan Deniega.


Raised by a single mother amid financial struggles, the pursuit of a college degree seemed like an unattainable dream until she chanced upon a TV commercial that introduced her to the SM College Scholarship.


Recalling vividly the moment, she shares: “My mother and I were watching the television. The commercial for SM Foundation came in, and the application deadline was flashed through the screen. Coincidentally, it was on that day itself, so I rushed and submitted my application at the nearest SM Mall."


The scholarship became the cornerstone of Marmie's academic success. She graduated with cum laude honors in Accountancy from the University of San Jose-Recoletos, crediting the scholarship for providing not only financial support but also the freedom to focus on her studies. 


The scholarship not only shaped her academic journey but also fueled a sense of responsibility, which proved valuable when she pursued a law degree with the help of her aunt and part-time jobs.


Now successful in her field, Atty. Marmie travels and enjoys various leisure activities. Beyond this, she is thankful to have the capability to support her family.


Now, she proudly serves as an Attorney III at the Business Permit and Licensing Office (BPLO) of Mandaue City, actively contributing to her community's development. She is one of the people who played a pivotal role in streamlining business permit processing in their city, making it more accessible to constituents.


As a firm believer in spreading social good, she finances the education of her siblings while actively engaging in community-based projects. She also stands as a resource speaker in schools for several crucial topics, such as the Anti-Bullying Law.


Apart from legal aid work in far-flung areas in Cebu, through the Integrated Bar of the Philippines-Cebu Chapter, she also volunteers with Law Inc., an organization helping victims of Violence Against Women and Children (VAWC). She conducts seminars across various locations in Cebu, shedding light on the intricacies of VAWC.


In the confines of her office, clients naturally turn to her for legal advice, seeking guidance on various matters: “It cannot be helped that clients will also seek legal advice from me, hence I also make it a point to help them, to the best of my ability, and within the boundaries set by law."


Amanda and Marmie's stories are not just individual triumphs but testaments to the impact of education. Each year, countless dreamers like them are empowered to pursue their academic aspirations and chart their paths to success through the SM College Scholarship Program.


As the application for the SM College Scholarship Program opens from Feb. 1 to March 31, 2024, countless more lives stand to be touched. 



Mom’s Guide to Maintaining a Social Life Without Feeling Guilty




Motherhood is the greatest journey that any woman can ever experience, and being a mom will define you as a person. But while your little angel will always be the number one priority, it’s important to pay attention to your needs too like women health and fitness. After all, a healthy and happy mom will be better positioned to give the best version of herself to her family.
As with many aspects of modern life, the key is to strike a balance. Being a parent will naturally impact your social life, but the following tips will help you enjoy a social life without any guilt.

Socialize From The Comfort Of Your Home

Leaving your child behind to socialize with clothes can leave you feeling a little guilty. While this is a little irrational, it’s a very common issue. Socializing from the comfort of your home is one of the best ways to overcome this. You will be ready to attend to your child’s needs, whether that’s waking up from a nightmare or needing your support with homework.

Learning how to do a Netflix watch party allows you to enjoy a social streaming experience without leaving the sofa. It is the perfect way to share moments with friends when you can’t be together. Better still, you won’t need to spend money and retain all of your home comforts. Alternatively, you could host a garden BBQ or gathering at home works well.

Turn Fitness Into A Social Activity

As a mom, maintaining your health is vital. Otherwise, you will struggle to play an active role with the kids. Regular exercise is a key component of adopting a healthy lifestyle, and combining it with social activities is a great solution. It enhances your physical activities while also clawing back valuable time that can be enjoyed with your child. Perfect.

There are several options at your disposal. This could include taking a group boxercise class, joining an amateur sports league, or training for a 10k together. You may even find an activity where your child can play a sport at the same time in another part of the sports hall or fitness center. Encouraging your child to fall in love with sports will deliver many benefits.




Socialize With Other Families

Spending time with other families won’t only give you a chance to socialize with other adults. It also gives your child an opportunity to form stronger friendships. Better still, you can use this as a way to create magical memories as a group. Whether it’s days out, time visiting another family’s house, or a group vacation doesn’t matter. The moments will be cherished.

Arranging a camping trip, for example, can be a great option when you have kids of varying ages. There will be activities for everyone to stay entertained during the day. In the evenings, you can relax with the other adults in your party. Of course, being parent means that you will naturally have many different topics to discuss that non-parents do not.

Use Your Support Network

It’s great that you wish to spend as much time as you can with your child. However, kids love to see friends and other relatives too. Playdates or sleepovers at a grandparent’s house, for example, are something that they look forward to. From your perspective, they also open the door to social activities. Even one day or night off per month can make a huge difference.


Whether it’s a day out with friends or a date night with your partner doesn’t matter. Those moments of socializing with only adults are a key ingredient for a happy lifestyle. Of course, you need to have 100% trust in the babysitter. If using a friend or a family member that has children too, returning the favor gives your child an exciting moment at a late date too.

Socialize In Daily Settings

The harsh reality is that you might not be able to set aside much time for social activities like you used to before. However, there are several ways to squeeze social elements into daily tasks. Knowing how to arrange a carpool for the school run or journey to your child’s Little League games is ideal. Not least because it additionally helps the environment.


You may also find that it’s possible to socialize by going clothes shopping with a friend. Another option could be to work together on updating each other’s gardens. Rather than each doing one job alone, you could do two together. You’ll get each task done in half the time, meaning the overall time spent is the same. Yet you’ll have avoided lonely feelings.

Unlocking Fashion Trends: The Allure of Wholesale Clothing for Today's Stylish Women

 




In the dynamic world of fashion, staying ahead of the latest trends while maintaining a budget can be quite the balancing act. Fortunately, there's a game-changing secret that savvy fashionistas are embracing – wholesale clothing. The market has become a hotbed for style-conscious women looking to curate a versatile and trendy wardrobe without breaking the bank.


 


Affordable Elegance

One of the primary attractions of wholesale clothing is its affordability. Retail prices often include a hefty markup to cover various costs, such as production, marketing, and overheads. In contrast, wholesale clothing provides a direct link between manufacturers and retailers, cutting out the middleman and allowing consumers to access fashion at a fraction of the cost.

For women who love to stay on top of trends and refresh their wardrobe regularly, wholesale shopping is a game-changer. Whether it's cozy sweaters for the winter season, chic dresses for special occasions, or trendy activewear for a workout session, wholesale clothing opens up a world of options without putting a strain on the budget.



Versatility in Style

Wholesale clothing isn't just about affordability; it's also a treasure trove of style diversity. With a vast array of designs, patterns, and fabrics, women can effortlessly experiment with different looks to express their unique personalities.

From casual wear to business attire, wholesale clothing caters to all fashion needs. Whether you're a fan of timeless classics, bohemian vibes, or cutting-edge contemporary styles, the wholesale market offers an extensive range of options. This versatility allows women to curate a wardrobe that seamlessly transitions from day to night, effortlessly adapting to various occasions and moods.


 



Entrepreneurial Opportunities for Women

The appeal of clothing isn't limited to consumers alone; it extends to aspiring female entrepreneurs as well. Many women are harnessing the power of wholesale fashion by starting their own clothing businesses. Platforms offering wholesale options empower women to enter the fashion industry, whether it's through an online boutique, a local store, or even a personalized styling service.

With minimal investment and a keen eye for trends, women can turn their passion for fashion into a thriving business. This not only provides financial independence but also contributes to the diversity and dynamism of the fashion landscape.

Environmental Consciousness

Beyond the economic advantages, wholesale clothing can align with the growing sustainability trend. Many wholesale suppliers are prioritizing environmentally friendly practices, using ethically sourced materials, and adopting eco-conscious manufacturing processes.

Women can positively impact the environment while enjoying the latest fashion trends guilt-free. The combination of affordability, style diversity, and eco-friendly options makes clothing a compelling choice for women who value both fashion and sustainability.

The allure of clothing for today's stylish women is undeniable. It's not just a budget-friendly option; it's a gateway to a world of fashion possibilities. From timeless classics to the latest trends, wholesale clothing empowers women to express themselves without compromise. Whether you're a fashion-forward consumer or an aspiring entrepreneur, wholesale clothing opens doors to affordable elegance, style versatility, and even environmental consciousness. So, why settle for the ordinary when you can embrace the extraordinary world of wholesale fashion?

Track and locate your car

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These days, people are increasingly concerned about the safety and security of their vehicles, and one of the most effective ways of keeping your car secure is by using a GPS car tracker. A navigation system that operates in real-time, GPS car trackers are the perfect way to monitor your vehicle’s movements and ensure its protection. 

Here are some of the benefits of using a GPS car tracker:

1. Track and locate your car: Can pinpoint the exact location of the car at any given time. This allows you to quickly locate it in case it is stolen or if it has been taken by anybody without your permission.

2. Track your vehicle’s speed: You can monitor the speed at which your car is traveling. This can be invaluable if you want to avoid costly speeding tickets and other fines. It can also tell you if your car is being driven recklessly by someone else.

3. Protect your car: Can act as an early warning system against car theft. It can help you locate the car quickly, and thus reduce the chances of it being stolen. It can also help you request emergency roadside assistance if you are stranded on the side of the road.

4. Monitor the car’s usage: If you have entrusted someone else with your car, a GPS car tracker can help you monitor the car’s usage. You can get detailed reports about how the car is being driven, and if it is being used following the rules you have set.

5. Save money on car insurance: With a GPS car tracker, you can get discounts on your car’s insurance premium. Insurance companies view GPS car trackers as a security measure and are thus willing to lower your insurance rates if you have installed one.

6. Increase fuel efficiency: This can also help you save on fuel costs. The device will track your car’s performance, helping you to reduce the waste of fuel and improve the overall efficiency of your car.

As you can see, a GPS car tracker is an invaluable tool when it comes to protecting your car and monitoring its usage. Not only can it save you money on car insurance, but it will also help you both to locate your car quickly in case of theft and boost its overall fuel efficiency. With its many benefits, it's easy to see why a GPS car tracker is a must-have for any responsible car owner.



Creating Unforgettable Memories with Family Christmas Shirts and Pajamas

The holiday season is a time for togetherness and celebration. What better way to express your family's unity and holiday spirit than with matching Christmas shirts and family pajamas? In this blog post, we'll explore the magic of family Christmas shirts and pajamas, how they can bring your loved ones closer, and introduce you to a special brand, Beepumpkin, that offers a wide range of festive options for your family.



The tradition of wearing matching family Christmas shirts at gatherings has become increasingly popular over the years. Whether you're unwrapping presents, sipping hot cocoa by the fire, or singing carols, coordinating Christmas shirts add a special touch to your holiday celebrations. The matching outfits symbolize unity, togetherness, and love among family members.

Apart from matching Christmas shirts, family pajamas are another beloved holiday tradition. Matching Christmas family pajamas not only look adorable in photos but also provide comfort and warmth during chilly winter nights. Wearing them while watching classic holiday movies or enjoying a homemade gingerbread house-building competition can create cherished memories that will last a lifetime.

For families looking to take their holiday attire to the next level, Beepumpkin is a brand worth exploring. Beepumpkin offers a delightful selection of family Christmas shirts and Christmas family pajamas designed to bring a smile to your face. From traditional festive motifs to quirky and humorous designs, there's something for everyone.




  1. Variety of Styles: Beepumpkin offers a wide range of family Christmas shirts with different designs and color options, allowing you to find the perfect match for your family's personality and style.
  2. Quality and Comfort: Comfort is key when it comes to family pajamas, and Beepumpkin ensures that its products are made from high-quality, breathable, and soft materials. You can be cozy and stylish at the same time.
  3. Sizing for All Ages: Beepumpkin understands that families come in all shapes and sizes. That's why their collection includes sizes for adults, children, and even infants, so everyone can participate in the matching fun.
  4. Holiday Humor: If your family has a playful sense of humor, Beepumpkin's Christmas shirts and pajamas with quirky phrases and funny designs will have everyone laughing all season long.

The joy of family Christmas shirts and matching pajamas goes beyond the aesthetic appeal. It's about creating lasting memories that you'll treasure forever. When you look back on the photos taken during those festive evenings, you'll be reminded of the love, laughter, and warmth of the holiday season. It's the perfect way to capture the spirit of the season and bring your family even closer.


This holiday season, consider starting or continuing the tradition of family Christmas shirts and matching pajamas. Beepumpkin's collection offers many options to suit your family's unique style and sense of humor. So, why make this Christmas extra special by embracing the joy of togetherness, comfort, and laughter with family Christmas shirts, Christmas family pajamas, and a touch of Beepumpkin charm?

Embrace the magic of the season and create unforgettable memories with your loved ones, all while looking festive and fabulous in your coordinated holiday attire. Happy holidays to you and your family!