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How To Avoid Having Bad Credit

When you want to apply for a credit card there are things you must know and learn about, one of it is the bad credit and now let's talk about it and simply discuss it. Bad credit describes as the record of your credit payment history, low credit scores is a sign of bad credit and having a bad credit might be risky for your next lend.

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Having bad credit affects you, lenders may not lend you. In this post, it will be sharing tips on how to avoid bad credit.
Here are tips to avoid having bad credit.

Always pay bills on time Simple step and important to do when you are a borrower. but this is the first step you can do.
Be wise in using your credit card Don't be a one day millionaire and having debt tomorrow, as always spend your money wisely don't buy things that aren't necessarily. Priorities the important things.
Be a good financial handler Always save for the future.

People apply to have a credit card because having a credit card is very convenient,hassle-free because cashless everytime you go out, and also because of online shopping too, and also for emergency use for the needs. Having a credit card is secured than carrying a cash, plus the cash back and lots of rewards and privilege of credit card owners well depends on what company you applied for.

No one wants to have bad credit but there are things you can do to avoid it and if this happens to you don't worry because there are also lenders that might consider or give a chance  to those people having bad credit  bad credit loans tampa because there are several poor and bad credit home loans to consider. Helps to those having financial crises, check your credit now.

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Live life you want to be, start checking your credit card reports, Learn things that you need to know because there's a lot to improve in financing if you need to consult for it go! In case you are having bad credit, relax you can fix it but learn a lesson after because having a credit card also a responsibility. Pay on time, don't get close to your limit.



A Glitter Critter Christmas At SM City North Edsa

Everything is merry and bright at SM City North Edsa as it celebrates a Glitter Critter Christmas for kids of all ages.


Leading the festivities are the mall's Glitter Characters from the Planet Hapitu, who led by Cap, looked for explorers from the citizens of Planet Hapitu to join him on his mission to find the happiest place in the universe. The Critters made their biggest discovery and found a spectacular place full of wonder and joy in SM City North Edsa.


After their arrival, the Glitter Critter Characters- Cap, Boom, Chum, Lox, Oola and Lala, Puchick, Ching, Twinkle, Mick, Baloo, and Baba explored the mall, discovered Christmas, and decided to make it even more festive and fun.

Cap together with the Glitter Critter transformed the Block and Skygarden into a happy play park in glittering lights where the Glitter Critters play around and enjoy the holiday season.

Win a condo, a car or a New York trip while scoring these 11 deals on Lazada’s 11.11 Shopping Festival

This year’s highly anticipated annual shopping event finally returns! Dubbed as the “biggest one-day sale”, Lazada 11.11 Shopping Festival will be creating a full customer shopping experience on November 11 with bigger and better deals. Shoppers can look forward to more than 50 million deals, including items up to 99 cents during the 24-hour shopping spree!

 

Here are some of the products to delight customers on Lazada’s 11.11 Shopping Festival:
·         The Yika 50 LED String Copper Wire Battery Powered Waterproof Fairy Light will be sold at Php 99 from Php 400!
·         Grab the well-suited to everyday dining as well as special occasions Continental China dishes priced at Php 2536 instead of Php 8847!
·         How about a Spyder Motorcycle and Outdoor Leg Bag with Removable Patch at Php 449 instead of Php 799?
·         Feel artsy with Faber-Castell Calligraphy Brush Pen at Php 280 instead of Php 400!
·         Safety is first with Spyder Open-Face Helmet with Dual Visor Titan PD Series 0 at only Php 1911 instead of Php 2495!
·         Moms will enjoy the Steamer Stainless Steel Kitchenware Cooking Pots Three Layer for only Php 389 from the original price of Php 500!
·         The Blade Car Wash Set No. 2 will sell for only Php 499 instead of Php 591!
·         Keep it clean with Hodeso Angry Mama Microwave Cleaner Oven Steam Cleaner Sterilizer for only Php 84 instead of Php 99!
·         The Bosch GSB 13 RE Impact Drill Set will sell for only Php 3275 instead of Php 3830!
·         Protect your car with Blade AUV Car Cover for only Php 1143 instead of Php 1299!
·         San-Yang Center-Coffee Table will sell from only Php 1516 from the original price of Php Php 1705!
Shoppers can also expect exciting games while collecting discount and promotion vouchers in addition to shopping for their favorite brands. With previously endorsed Shake It” and “Slash It”, Lazada is also introducing a brand new game called Wonderland – an interactive map that allows shoppers to discover 11.11 deals from various brands as well as win special Lazada or store vouchers for their purchases!
But wait, there’s more! Lazada is also raffling off a brand new Avida condo from GCash, a brand new car from Paymaya, and a trip for two to New York, Taiwan and HK in partnership with Philippine Airlines!
For more information, shoppers can stay tuned to Lazada Philippines official social media accounts, on Facebook: https://www.facebook.com/LazadaPH, and Instagram: @Lazada_PH. They could also log on to www.lazada.com.ph/ or download the Lazada Mobile app via App Store or Google Play!



About Lazada Group
Launched in 2012, Lazada is the number-one online shopping and selling destination in Southeast Asia –present in Indonesia, Malaysia, the Philippines, Singapore, Thailand and Vietnam. As the pioneer of the eCommerce ecosystem in Southeast Asia, Lazada has 400,000 sellers and 3,000 brands serving 560 million consumers in the region through its marketplace platform, supported by a wide range of tailored marketing, data, and service solutions. With 300 million SKUs available, Lazada offers the widest range of products in categories from beauty, fashion, and consumer electronics to household goods, toys, sports equipment and groceries. Focused on delivering an excellent customer experience, it offers multiple payment methods including cash-on-delivery, comprehensive customer care and hassle-free returns through its own first and last mile delivery arm supported by approximately 100 logistics partners. Lazada Group is majority owned by Alibaba Group Holding Limited (NYSE: BABA).

What to consider when designing your home office

Being able to work from home is becoming more and more possible these days due to companies being more relaxed with working hours/locations and technology meaning we can work almost anywhere. If you are one of these lucky people able to make the work from home dream a reality, we have got a few tips below to help you design your dream home office.

Think practicality
The first thing to take into consideration is to make sure you have enough room to work. There is nothing worse than feeling cramped up in a box room while trying to do your work. Depending on the type of work you do, it might be that all you need is a computer/laptop, a work station like a desk and a chair that won't leave you hunched over. If you can opt for a location where there is plenty of natural light as this we make you feel more alert and has been proven to increase productivity.  Don’t forget the more practical features your office will need such as plug sockets, and always opt for more sockets than you think you’ll need if this is a possibility.

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Keep it calm
You may be one of these people who love bright colors and statement pieces of art on the walls but this isn’t always a great idea when it comes to designing your workspace. Bright colors can actually make you less productive and be more of a distraction. This does also depends on the type of work you do. If you are doing something creative then perhaps having inspiration around you might help, but take this into consideration when you’re thinking about paint colors.

Sweet X Marks the Spot


Sweet Ecstasy has been around for a while, and although they started as a cookie and milkshake store in Cubao, their venture into the burger biz was well-received. Now that it has a convenient spot in BGC’s Uptown Parade, people have no excuse to skip this joint.

The red interior and diner booths are welcoming and the pop art posters are witty. It’s a perfect hang out spot for you to get comfortable with friends over great food.