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5 Easy Steps to Realize Your Dream Home

Buying a house might be a bit overwhelming, especially for first-timers, and it is not wrong to feel that way. After all, owning such property is both a great investment and a huge responsibility. Not to mention the fact that it is a daunting process that requires a lot of money, knowledge, and thorough research, among others. But among the many steps, where do you start?

Fret not because Lumina Homes got you covered with this 5-step Buyer's Guide by Lumina.

Project inquiry.
A good buyer is the one who asks. It is only understandable for every first-timer to have a lot of questions. Good thing the basic details about Lumina Home Properties are just a click away. Access information about your preferred property or house models at Lumina's website (www.lumina.com.ph) and even chat with a Lumina Expert using the chat button on the website should you need further assistance.

Site viewing.
This is probably one of the exciting parts of scouting your next home. Seeing the actual community you might be moving into, visiting those dressed-up units where you can draw inspiration when designing your new home, or just seeing for yourself if the place exudes a home vibe. Lumina understands this and offers a free site viewing with a Lumina expert to assist you.

A glimpse into one of Lumina’s established communities



Scan QR for a virtual tour of Lumina’s showcase area and bestselling home models


But if you have yet to set the date for your site viewing, make use of the 3D virtual tour of Lumina Homes Showcase Area (https://storage.net-fs.com/hosting/6413202/22/index.htm).

Reservation Application.
Once you're already set with the location and property that you wish to purchase, submitting the reservation application is the next step for you.

To go to Lumina Homes Online reservation portal, scan QR or go to https://onlinereservation.lumina.com.ph


Lumina makes it easier for homebuyers to make a reservation through Lumina Homes Online. It is an online portal where you can easily view and select your preferred block and lot, and settle the reservation fee through various payment channels such as credit or debit card, GCash, or over-the-counter. Upon successful application, you will receive an email confirmation that includes a link to Lumina Homes' Electronic Buyer's Information Sheet (EBIS), Electronic Quotation Sheet (EQS), and Electronic Reservation Agreement (ERA).

Marketing & Admin Briefing.
Lumina Homes is committed to providing quality service to all of its clients. After placing your reservation, an assigned Lumina Marketing and Admin Staff will be in touch with you for briefing, which includes information about the property you are set to buy, documentary requirements, step-by-step process prior to turning over of your Lumina Home, housing, and admin policies, and the project timeline.

Submission of Requirements.
After completing the briefing, you are only one step away from being a homeowner. The assigned Lumina expert will ask you to fill out some forms and submit documentary requirements within 30 days.

The list of documentary requirements varies and depends on two factors--employment status and financing options. Either way, Lumina Expert will be available to assist you with any further concerns.


Lumina Homes continuously evolves to accommodate the growing needs of its homeowners by providing digital real-estate solutions like virtual home tours and subdivision walkthroughs, online reservations, online appointment booking, and online payment options through digital wallets and digital banking in partnership with national bank players.

"Lumina Homes is committed to going beyond what is expected of an affordable housing community. We will maximize our developments' potential in providing our residents the quality home and life that they deserve," Estrellita Tan, Group Head of Lumina Homes said.

Start your homeowner journey at https://www.lumina.com.ph/property-listing.
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5 Factors You Should Consider When Buying A House In Scottsdale

Scottsdale, Arizona, is a fantastic place to live with a family. It has a vast range of affordable homes with essential amenities nearby. The city has several high-performing schools, plenty of job opportunities, and abundant outdoor activities for fun.

If you plan to live in the city of sunshine, there are several Scottsdale homes for sale available. The current median listing price for a property in Scottsdale ranges from $699,900, with an increase of 12% over last year and an average of $320 per square foot. The average listing price in September 2020 was $725,000, a two-year high.

This blog will help you receive a lifestyle in Scottsdale surrounded by the beauty and properties that will leave you amazed.


The Factors

Finances
First, you want to ensure you have the finances to purchase a home. Before you buy a house in Scottsdale, you should know how much you can afford. If you have a specific budget that you would like to stick to, you can do that, too. Make sure you don't rush into anything and are ready for the responsibilities.

Locality And Neighborhood
Your next point to consider when buying a new home is location. Finding a place that fits your needs and your family's lifestyle is essential. If you want a large backyard for your family to enjoy, you will want to look for a home with one. Suppose you want to be close to downtown areas, shopping, restaurants, and other amenities. In that case, you will also want to look for an area that facilitates the same. The properties offered in Scottsdale homes for sale collection are mostly preferred due to the proximity of transportation.

Research The Community
Before you commit to buying a home, you should conduct some research on the community where the house is located. You can research many online communities and marketplaces, but you might want to make an appointment with a realtor if you prefer to do it face-to-face. With research, you will learn about the crime rate, the nearby amenities, the cost of living in the community, the median listing price for homes, and much more.

Transit-Friendly Community
Your next item to consider when buying a new house in Scottsdale is the walkability and transit friendliness of the community. Many people don't realize that public transit is often the cheapest transportation. Once you have access to public transit, you have many other options, including walkability.

Amenities
Now that you have chosen a community and a location, you can start thinking about what amenities you'll want in your new home. Aside from the obvious things like a good location and a fantastic pool, you'll want to be sure to include things like solid schools, great parks, and access to healthy food options in your new neighborhood. You'll also want to look for a home with various housing options, such as single-family homes, condos, and townhomes.



Conclusion
Buying a new house can be a big decision, but it can also be one of the most significant financial investments you will ever make. With the correct amount of research and money, you will be able to find a great home in a great community at an excellent price. 

When you find the perfect home, work with a realtor to complete the paperwork and ensure everything is in order. Your realtor can also be an excellent resource for advice and help throughout the process. With the correct information, you will be able to find the perfect home for your family and make a very fruitful investment that will last for years to come.
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9 Ways to Improve the Value of Your Rental Property

There are a number of things you can do to improve the value of your rental property. This blog post will discuss nine of them! Keep in mind that not all of these tips will work for every property – it is essential to tailor your improvements to fit the specific needs and wants of your tenants.



1) Invest in some quality furniture.
This doesn't mean you have to go out and buy all new furniture, but if your furniture is old and worn, it will definitely bring down the overall look of your rental.

A simple way to upgrade your furniture is to invest in some slipcovers or throws for your sofa and chairs. This will give them a fresh, new look without breaking the bank. Another option is to paint your existing furniture. A coat of paint can work wonders on tired-looking pieces.

If you do decide to buy new furniture, make sure you choose pieces that are durable and easy to clean. You want them to be able to withstand the wear and tear that comes with being used in a rental property. Also, be sure to choose furniture that is neutral in style. This will make it easier for tenants to personalize the space and make it their own.

2) Get rid of any old or outdated appliances.
Appliances are one of the first things tenants will notice when they walk into your rental. If they are old and outdated, it will give them a bad impression of the property as a whole.

Some landlords make the mistake of thinking that they need to provide top-of-the-line, high-end appliances in their rental. Unfortunately, this is not the case. Tenants are more concerned with appliances that work well and look good than having the latest and greatest models.

So, if your budget doesn't allow for brand new, high-end appliances, don't worry. You can still find quality used appliances that will greatly improve what you have now. Please make sure they are in good working condition before installing them in your rental.

3) Give your rental a fresh coat of paint.
One of the quickest and easiest ways to freshen up your rental is to give it a new coat of paint. This will make it feel clean and new without costing you much money. When choosing paint colors, stick with neutral tones that will appeal to a wide range of tenants. Avoid anything too bold or daring, as this could turn off potential renters.

If you're not sure what color to paint your rental, consider hiring a professional painter. They can help you choose the perfect shade that will enhance your property's overall look and feel.
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What Is a Wise Real Estate Investment?

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The real estate industry is always changing. This sounds somewhat trite, and maybe a little obvious, but an alarming amount of people don’t really see this industry as something that changes all that often. Sure, we know that prices will go up and down, but, in general, the way that business is conducted is basically the same throughout the climbs and sharp descents that the market throws their way. But this outlook often comes from a misunderstanding of what it is that drives real estate costs. 

Ask just about anyone and the odds are that they’ll have the same idea about what it is that ultimately determines the value of a given property: location, location, location. Sure,  buyers aren’t going to be willing to fork over too much if, say, the roof is caving in, even if the area is nice. But even a bad property can go for a price that will make the landlord rich if the property is in the right location. All you’ve got to do is look at the prices that apartments you could almost label ‘decrepit’ go for in places like New York City and central London go for to see that location often supersedes all other factors.
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