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Make the Best School Year Possible with Home Credit’s Sulit Study Laptops, Tablets



Score Great Savings on Study Gadgets this Back-to-School Season with Home Credit

Get your kids now sulit tablets, and laptops to enjoy low installment plans below PhP1,499 or PhP999 per month with 0% interest!

With the new school year ahead, parents, especially moms, are taking charge of preparing everything their kids will need to equip them with essential tools this back-to-school season. However, as we embrace the era of modern learning, where technology has taken center stage in driving students’ education, providing them with the proper study devices is no longer a luxury but a necessity.

Luckily, getting these devices does not require breaking the bank, as Home Credit is the key to availing these gadgets in low monthly installment plans with 0% interest.

From budget-friendly laptops under PhP1,499 per month to ‘sulit’ study tablets for schooling below PhP999 per month, the leading consumer finance company offers a wide range of options you can choose from to provide your kids with an efficient partner this academic year. Some of these options include:


First on the list of value-for-money laptops below PhP1,499 per month is the ASUS Ryzen 3 Laptop. Equipped with an AMD Ryzen 3 processor complemented by 8GB of RAM, this ASUS laptop can easily handle everything without lags—whether it's taking notes, conducting research, working on assignments and projects, or accessing learning platforms.

This device also comes packed with 256GB of storage to provide your kids with enough space to save their school files and necessary applications. Additionally, it boasts a 14-inch display and weighs only 1.60kg, making it an excellent choice for students who are always on the go.


Another option is the HP 15S i3 Silver Laptop, which you can also get for less than PhP1,499 per month. Powered by an Intel Core i3-1115G4 processor supported by 8GB of RAM, this laptop enables your kids to multitask easily, providing them with an efficient learning partner.

Built with a 512GB capacity for substantial storage and featuring a Windows 11 operating system, this HP laptop allows your kids to navigate it easily thanks to its user-friendly interface. With a 15.6-inch display, this device weighs only 1.7kg, providing a lightweight laptop that your kids can easily take to school.


Next on the list of laptops below PhP1,499 per month is the Acer Aspire 3 i3. Packed with an Intel Core i3-1215U processor and partnered with 8GB of RAM, this device can smoothly handle basic school tasks like web browsing, opening documents and files, and much more.

Apart from that, this Acer laptop features a 512GB internal capacity, offering ample storage for your kids throughout the school year. Additionally, the device boasts a 15.6-inch display for comfortable viewing of study materials. With an approximate weight of 1.78kg, it is easy to carry.


If you are looking for more portability for your kids, a tablet is the right fit. For this purpose, Home Credit offers a wide array of pills to choose from, all below PhP999 per month. One of these options is the Realme Pad 32GB/3GB Tablet.

Built with a Helio G80 processor and 3GB of RAM, this budget-friendly tablet provides efficient performance that your kids can rely on when working on their school tasks. With a 32GB internal capacity, it offers enough storage to keep your kids’ notes, digital materials, and educational apps throughout the academic year.

For a more reliable device, this Realme tablet carries a substantial 7100mAh battery, providing students with enough power every day. It supports an 18W Quick Charge to easily recharge the battery, minimizing downtime for your kids while completing their assignments and projects on time. Sporting a 10.4-inch display and a lightweight design that weighs only 0.44kg, it is highly convenient.


Expanding your options for tablets below PhP999 per month is the Samsung Galaxy Tab A8 LTE. Powered by a Unisoc Tiger T618 processor with 4GB of memory, this Samsung tablet offers exceptional performance for your kids' day-to-day tasks.

These features are complemented by 128GB of internal storage, expandable with a microSD card of up to 1TB, ensuring that storing large files is never a problem. With a 10.5-inch screen and a 7040mAh battery capacity, this tablet provides your kids with an exceptional learning companion.

Furthermore, it includes a built-in screen recorder, enabling students to record live online classes and review them at their convenience. It also offers safety features like Samsung Kids, which allows your children to explore and connect to the Internet securely.


Another tablet below PhP999 per month, available via Home Credit, is the Huawei Matepad T10 LTE. Equipped with a Huawei Kirin 710A processor, this device delivers seamless multitasking, allowing your kids to switch smoothly from one app to the next without experiencing slow response times. This is supported by 2GB of RAM and 32GB of internal storage, contributing to better overall performance.

The Huawei Matepad T10 LTE also boasts a generous 5100mAh battery capacity, providing enough power for your kids to complete their tasks throughout the entire day. The Huawei Matepad also features a 9.7-inch HD screen for incredible viewing and weighs only 450g, ensuring easy portability for your kids.

Empower your children's school year now with ‘sulit’ study laptops and tablets! Don't miss out on Home Credit's back-to-school promotion, offering staggered payment options with 0% interest to provide your kids with the learning partner they deserve!


To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the My Home Credit App on Google Play to learn more about the latest promos and see what’s new in the Marketplace.



Coastal land reclamation: A glimpse into today’s urban development strategies

Coastal land reclamation is increasing and will continue to grow and be a popular urban strategy in places that experience urban growth.

This is according to a study, “Mapping 21st Century Global Coastal Land Reclamation,” that analyzed Landsat satellite images from 2000 to 2020 to quantify the spatial extent, scale, and land use of urban coastal reclamation of 135 cities globally with populations exceeding one million. Key findings indicate that 78% of these cities have turned to reclamation to create additional land, resulting in 253,000 hectares of new land, an area equivalent to Luxembourg.

Land reclamation is the process of creating new land from the sea. It’s often used in places with scarcity of land and high population density for many purposes. From Western Europe and West Africa to the Middle East, East Asia, and Southeast Asia, these countries’ cities reclaim lands for port extension, residential/commercial, and industrial purposes aimed at creating tourist and green spaces. Key drivers like global trade and rapid urbanization are already ubiquitous, so for the next step, these cities desire prestigious place-making efforts and enhanced international reputation.

Coastal land reclamation is a forward-looking approach to urban development,” says Architect Ian Fulgar, the principal architect of Fulgar Architects. It allows cities to preserve valuable ecosystems and resources from urban sprawl by expanding spaces without encroaching on existing natural land. More importantly for architects, urban planners, and modern city dwellers, it presents an opportunity to have purpose-built urban environments specifically designed to meet their needs.

Architects and urban planners can design sustainable and efficient infrastructure with a blank canvas, incorporating the latest technologies and best practices in urban planning. This approach can lead to more resilient and adaptive cities capable of mitigating the effects of climate change and other environmental challenges,” adds Architect Fulgar.


Cities that lead coastal land reclamation

Singapore, Dubai, and Hong Kong, says Architect Fulgar, are some of the world’s most notable cities with impressive urban reclamation projects. “Not only have they transformed their respective landscapes but also captured global attention,” he says.

Singapore’s Marina Bay Sands and Gardens by the Bay are testaments to the city-state’s commitment to innovation and sustainability. The former is a luxury integrated resort famed for transforming Singapore’s coastline and city skyline, whereas the latter is a spectacularly unique horticultural destination that combines art, science, and nature. These reclaimed land developments further boost the country’s international reputation and real estate value around the area.

For some parts of the United Arab Emirates, coastal land reclamation has significantly changed its geography. Dubai, which has completely transformed into an ultramodern city, features ambitious projects now known as some of the most recognizable developments in the world like Palm Jumeirah and The World. “They have reshaped the coastline and established the city as a leader in innovative development, significantly elevating Dubai’s real estate value and worldwide interest,” says Architect Fulgar.

Palm Jumeirah is an awe-inspiring artificial archipelago shaped like a palm tree when viewed from above. It houses some of Dubai’s luxury hotels, residences, and entertainment venues. Likewise, The World is a groundbreaking project composed of small artificial islands in the shape of a world map.

Lastly, Hong Kong’s commitment to preserved art, culture, and ongoing sustainable urban development is exemplified by its West Kowloon Cultural District. It is a 40-hectare reclaimed site along Victoria Harbour’s waterfront designated as the city’s vibrant cultural quarter where the local arts scene can interact, develop, and collaborate throughout its sustainability principles.

Architect Fulgar, who firmly believes in creating spaces that foster belonging and unity, highlights that Singapore, Dubai, and Hong Kong share common denominators in their successful urban reclamation projects. These are innovative design and planning, focus on sustainability and commitment to cultural and societal development and the subsequent increase in real estate value.

These projects have created iconic and visually striking landscapes by pushing the boundaries of engineering and urban design. Sustainability is often at the forefront, integrating practices and technologies that minimize environmental impact and enhance the quality of life for residents and visitors,” says Architect Fulgar on these cities’ commitment to sustainability atop function and aesthetics.


Best practices of coastal land reclamation

Despite recognition of world-class reclamation projects, one of their primary challenges is facing criticism and potential issues over sustainability concerns. Architect Fulgar shares that the solution is through the responsibility of vital stakeholders to adopt a collaborative approach and adaptive strategies in implementing best practices, such as prioritizing sustainability and disaster resilience goals in waterfront developments.

The future of city development, especially in coastal areas, rests with stakeholders prioritizing sustainability and disaster resilience. By adopting a comprehensive, collaborative, and adaptable strategy, they can transform the design, construction, and management of waterfront development – ultimately creating more sustainable, resilient, and prospering urban environments that benefit both people and the environment,” adds Architect Fulgar.

Moreover, Architect Fulgar puts emphasis on a well-planned project that begins with the developers’ thorough research and analysis of the selected area about potential environmental impacts, disaster risks, and local community needs. Architects and engineers need to incorporate sustainable design principles and green and blue spaces to reduce the development's environmental footprint.

Trends and insights on global reclamation illustrate the potential of reclamation projects in addressing various urban development, environmental conservation, and community well-being needs – leading to more sustainable and resilient urban planning worldwide. By adopting these lessons and focusing on sustainable growth, the Philippines can capitalize on its potential and carve a path to a brighter future.

SM Foundation introduces rainwater harvesting for sustainable impact

SMFI Health and Medical Programs Senior Project Manager Albert Uy inspects the water catchment to ensure it reliability.



In line with the SM Green Movement, the SM group, through SM Foundation, recently established a rainwater harvesting system at the Brgy. Irawan Birthing Facility in Puerto Princesa City, Palawan. The initiative aims to strengthen its goal of preserving the environment and ensuring the health and wellness of future generations.

To enhance water conservation and management in the facility, the system collects rainwater from the roof and gutter, passing it through vinyl-coated mesh filters to help ensure water quality. With an 800-liter storage capacity, the harvested water serves the facility’s non-potable needs like watering plants, cleaning, and toilet flushing.

Faucets connected to the rainwater catchment are duly marked to help guide the community.



The rainwater harvesting facility also operates without electricity and features labeled faucets for intuitive recycled water use.

Midwife Narcisa Jagmis, who leads the said birthing facility, said that the facility will help them reduce their reliance on the city’s water supply systems.

Midwife Narcisa Jagmis observes as the system collects rainwater from the gutters.


Mahalagang hindi kami nawawalan ng tubig sa center, lalo na po pag nagsimula kaming magoperate bilang birthing clinic. Ngunit minsan po, walang dumadaloy na tubig at wala kaming mapagkukunan,” Jagmis shared.

Kaya napaka laking tulog po ng natural na tubig mula sa rainwater catchment system na. Madali namin itong naaccess upang gamiting panglinis o pandilig dahil konektado ito sa mga gripo. Ang tubig naman mula sa main line ay maitatabi namin para sa aming sterile operations,” she said.

SCPW, UAPSA join hands with SM Prime in promoting wetland conservation

SCPW president Arch. Celestino Ulep leads a discussion on nature-based architecture during the fourth SCPW Wetland Center Design Symposium. Photo from SCPW


As the world celebrated the International Day for Biological Diversity 2023, SM Prime Holdings Inc. (SM Prime) joined the Society for the Conservation of Philippine Wetlands, Inc. (SCPW) hosted the fourth SCPW Wetland Center Design Symposium on May 29th at the MAAX Building in the Mall of Asia Complex.

Bannering the theme "Build Back Biodiversity: Wetland Centers and Nature-Based Architecture," the hybrid symposium featured presentations on fostering knowledge and awareness about wetland conservation and innovative design approaches.

SCPW president Ar. Celestino Ulep leads the opening of the Wetland Center Design Symposium


SCPW president Ar. Celestino Ulep opened the symposium by sharing his optimism on how collaboration and embracing nature-based architecture can create a future where wetlands thrive and biodiversity flourishes.

Notable experts in the field also graced the event, sharing their insights and experiences including Chris Rostron, the global manager of Wetland Link International, and Alex Hughes of Wildfowl & Wetlands Trust in London, UK. The guest speakers started the discussion by sharing about the pivotal role of Wetland Centers as a tool for Communication, Capacity Building, Education, Participation, and Awareness (CEPA) in wetland conservation efforts.

Arch. Ulep, meanwhile, engaged the audience by introducing the concept of nature-based architecture, highlighting the importance of prioritizing sustainability and harmony in design by creating structures that seamlessly integrate with the natural environment.

Meanwhile, Arch. Aaron Lecciones, SCPW Special Projects Officer, made a detailed visual presentation on the Las Piñas-Parañaque Wetland Park (LPPWP) Design Team's experience. He highlighted the challenges and triumphs of designing a wetland park, serving as a source of inspiration for aspiring designers and architects.

Esteemed partners, including Ms. Rida Reyes Castillo of SM Prime, Dr. Arvin Diesmos of the ASEAN Centre for Biodiversity, Mr. Laudemir Salac of DENR-Region 3, and Arch. Gleo Raymundo of UAPSA graced the event to show their full support for this endeavor.


"It is an honor and privilege on the part of SM to partner with the SCPW and UAPSA in realizing its common goal of protecting ecosystems, particularly wetlands, by inspiring the youth to engage and take action on the socio-civic and economic issues in their communities by finding workable solutions towards building a sustainable future," SM Prime AVP and Head of Marketing, PR, and Communications Rida Reyes Castillo said.

SM Prime AVP and Head of Marketing, PR, and Communications Rida Reyes Castillo




Castillo further emphasized that environmental protection and nature conservation are integral pillars of SM Prime's sustainability campaign and that they believe in the power of cultivating the younger generation’s devotion to building a sustainable future.

The symposium concluded with a comprehensive discussion on the rules and guidelines of the design competition, followed by an open forum and exchange of ideas among participants.

The symposium also marked the beginning of the highly anticipated 4th SCPW Wetland Center Design Competition, which aims to create a platform for talented students in the field of construction and design to showcase their skills and ingenuity and encourage them to address environmental challenges through sustainable solutions.

Invest in rainwater collection

At the multi-stakeholder forum, “Towards a Greener Footprint”, in Iloilo City recently, Environment Secretary Maria Antonia Yulo-Loyzaga shared solutions-focused guidelines to help the local government reduce carbon footprint, with emphasis on water conservation to address the looming water crisis and increase access to safe water and sanitation. From left to right: Iloilo City Mayor Jerry Trenas, journalist Ces Drilon, Secretary Loyzaga, urban planning and landscape architect Paulo Alcazaren, United Architects of the Philippines (UAP) co-chair Michaela Rossette Santo-Tayag and SM Supermalls Vice President for Corporate Compliance Liza Silerio. Photo credits to Arnold Almacen/Iloilo City Office of the Mayor.



Sec Loyzaga: Invest in rainwater collection
DENR, SM Prime calls on cities to innovate and invest in water-saving technologies to avert water crisis

The Department of Environment and Natural Resources (DENR) and SM Prime Holdings, Inc. (SM Prime), one of the leading real estate developers in Southeast Asia, recently called on local public officials to avoid the extraction of groundwater and, instead, invest in rainwater collection for recycling and impoundment, as well as explore new technologies such as modular desalination and modular sewage treatment plants, to manage the effects of climate change on the country’s water resources.

At the multi-stakeholder forum, “Towards a Greener Footprint”, in Iloilo City recently, Environment Secretary Maria Antonia Yulo-Loyzaga shared solutions-focused guidelines to help the local government reduce carbon footprint, with emphasis on water conservation to address the looming water crisis and increase access to safe water and sanitation.

We need to invest in the appropriate engineering and infrastructure to deliver water from the source,” Secretary Loyzaga said. “We must avoid, if not reduce drastically, the extraction of groundwater which in low-lying coastal areas causes subsidence and increases flooding.”

Rainwater catchments will not only provide additional supply for household use but will also help ensure the availability of surface water through the maintenance of watershed cover when impounded,” Secretary Loyzaga said.

Based on the latest report of the Philippine Statistics Authority, water abstracted for own use increased from 215.2 billion cubic meters (bcm) in 2020 to 217.8 bcm in 2021 countrywide. From 2010 to 2021, the largest amount of self-abstracted water is for the power sector (58.7%). This was followed by agriculture (33.5%); mining and quarrying, manufacturing, and construction (5.3%); and services sector and households (2.6%).

Earlier this month, the DENR said the country still has enough water supply, but proper management is needed to prevent a possible water crisis by the end of the year.

The call was met with a resounding response from the private sector, particularly, SM Prime. In the same forum, SM Supermalls Vice President for Corporate Compliance Engr. Liza B. Silerio shared how SM Prime has stepped up the sustainability programs that it has been doing since SM Supermalls started recycling water in the 1990s.

From rainwater catchment to help deter flooding in communities where its malls are located, SM Prime also pioneered the mall-based rainwater filtration system that converts the collected rainwater to be potable enough for washing, cleaning and even drinking. Launched at SM City Baguio, the facility will supply mall tenants with enough potable water to help reduce sourcing from the communities’ water table.

As an integrated property developer, we have seen the first-hand effects of natural hazards that are caused by the change in weather patterns in the Philippines,” Engr. Silerio explained. “El Nino and La Nina are two phenomena resulting from climate change. Our country ranks number one in the World Risk Index 2022 report as the most vulnerable among 193 nations.”

Faced with this challenge, Engr. Silerio shared that SM Prime will continue to find innovative ways to address the climate challenges. “We continue to evolve and adapt technology to improve our resource consumption as part of our climate action,” she concluded.